This quiz works best with JavaScript enabled. Home > Finance > Banking > Banking Awareness And Sebi – Quiz 13 🏠 Homepage 📘 Download PDF Books 📕 Premium PDF Books Banking Awareness And Sebi Quiz 13 (30 MCQs) Quiz Instructions Select an option to see the correct answer instantly. 1. Which one of the following is a financial ratio that gives a measure of a company's ability to meet its financial losses? A) Cash Reverse Ratio. B) Statutory Liquidity Ratio. C) Loan-to-Value Ratio. D) Leverage Ratio. Show Answer Correct Answer: D) Leverage Ratio. 2. Which among the following is a 'Public Sector Bank' in India? A) Dena Bank. B) Karnataka Bank. C) ING Vysya Bank. D) IndusInd Bank. Show Answer Correct Answer: A) Dena Bank. 3. What is the minimum value of stock of gold coins, bullion and foreign securities, which RBI has to maintain at any point of time? A) Rs. 115 cr. B) Rs. 100 cr. C) Rs. 325 cr. D) Rs. 200 cr. Show Answer Correct Answer: A) Rs. 115 cr. 4. Which one of the following is not an electronic banking delivery channel? A) Internet Banking. B) Mobile Phone Banking. C) Mobile Vans. D) ATM. Show Answer Correct Answer: C) Mobile Vans. 5. Which of the following is NOT part of the scheduled banking structure in india? A) Money Lenders. B) Regional Rural Banks. C) Private Sector Banks. D) Public Sector Banks. Show Answer Correct Answer: A) Money Lenders. 6. The National Housing Bank (NHB) was established in ..... A) 1988. B) 1989. C) 1987. D) 1990. Show Answer Correct Answer: A) 1988. 7. Which of the following cannot be called as a value Added Service offered by bank? A) Special Accounts for poor sections of society. B) Free cheque books. C) Instant credit of outstations cheques. D) Accident Insurance Cover. Show Answer Correct Answer: B) Free cheque books. 8. India's first defence industrial bank will be set-up in which of the following states? A) Goa. B) Kerala. C) Haryana. D) Jammu and Kashmir. Show Answer Correct Answer: B) Kerala. 9. What is the full form of MTSS? A) Money Transfer Service Strategy. B) Medium Transfer Service Scheme. C) Moderate Transfer Service Scheme. D) Money Transfer Service Scheme. Show Answer Correct Answer: D) Money Transfer Service Scheme. 10. Which bank had the highest concentrations of operations overseas in 2010? A) Bank of India. B) Bank of Baroda. C) Union Bank of India. D) State Bank of India. Show Answer Correct Answer: B) Bank of Baroda. 11. Imperial Bank of India was nationalised in ..... A) 1965. B) 1955. C) 1945. D) 1935. Show Answer Correct Answer: B) 1955. 12. What are the facilities available to the customers through ATM A) Cash deposit. B) Balance enquiry. C) Cash withdrawal subject to a predetermined limit per day. D) All of the above. Show Answer Correct Answer: D) All of the above. 13. The largest financial conglomerate of India is A) HDFC Bank. B) SBI. C) IFCI. D) ICICI Bank. Show Answer Correct Answer: B) SBI. 14. Demand deposits mean .....? A) Short deposits. B) Fixed deposits. C) Current deposits. D) Deposits withdraw-able on demand by the depositor. Show Answer Correct Answer: D) Deposits withdraw-able on demand by the depositor. 15. The first bank purely managed by Indian was Punjab National Bank. PNB was established in Lahore in..... A) 1915. B) 1905. C) 1895. D) 1925. Show Answer Correct Answer: C) 1895. 16. Which of the following are the amounts owed to a company that are not going to be paid? A) Overdrawn accounts. B) Bad debts. C) Out of order accounts. D) Non-performing Assets. Show Answer Correct Answer: B) Bad debts. 17. Under Section 5(a) of the Banking Regulation Act 1949, approved securities denote A) The securities approved by IDBI. B) Securities approved by Indian Banks Association. C) Securities defined under section 20 of the Indian Trusts Act 1882. D) None of these. Show Answer Correct Answer: C) Securities defined under section 20 of the Indian Trusts Act 1882. 18. In which year "Lakshmi Vilas Bank Limited" was formed? A) 1927. B) 1926. C) 1925. D) 1928. Show Answer Correct Answer: B) 1926. 19. An Individual can have what number of 'Basic Savings Bank Deposit Account' in one bank? A) Only two. B) Only three. C) Only four. D) Only one. Show Answer Correct Answer: D) Only one. 20. What is a Bank breeze? A) Instraction to a landowner to pick up a customer's debt. B) Instruction not to honour a stop payment. C) Cheque that a bank draws upon itself. D) Letter from a Bank. Show Answer Correct Answer: C) Cheque that a bank draws upon itself. 21. Rupee coins are the legal tender in India under the provisions of A) Negotiable Instruments Act 1881. B) Indian Coinage Act 1906. C) Banking Regulation Act 1949. D) Reserve Bank of India Act 1934. Show Answer Correct Answer: B) Indian Coinage Act 1906. 22. Which among the following is NOT a subsidiary of RBI? A) National Housing Bank. B) NABARD. C) SIDBI. D) Bharatiya Reserve Bank Note Mudran Private Limited. Show Answer Correct Answer: C) SIDBI. 23. Who is responsible for minting coins in India, and under which act? A) Government of India, Banking Regulation Act. B) Government of India, Coinage Act. C) RBI, Coinage Act. D) RBI, RBI Act. Show Answer Correct Answer: B) Government of India, Coinage Act. 24. For a scheduled bank the paid up capital and collected funds of bank should not be less than .....? A) Rs. 50 crore. B) Rs. 5 lakh. C) Rs. 1 lakh. D) Rs. 1 crore. Show Answer Correct Answer: B) Rs. 5 lakh. 25. Which of the following has introduced a new tool named Data Warehousing and Business Intelligence System for speedy analysis of data and identification of violations? A) IRDA. B) RBI. C) SBI. D) TRAI. Show Answer Correct Answer: C) SBI. 26. What is the full form of CDSL? A) Central Depository Services Limited. B) Cardinal Depository Services Limited. C) Central Depository Securities Limited. D) None of these. Show Answer Correct Answer: A) Central Depository Services Limited. 27. IFSC in a cheque means A) It has 11 digits alpha numeric. B) Indian Financial System Code. C) First 4 digits represent Bank Name. D) All the above. Show Answer Correct Answer: D) All the above. 28. A cheque is defined u/s ..... of NI Act . A) 13(a). B) 10. C) 6. D) 9. Show Answer Correct Answer: C) 6. 29. In which year "Andhra Bank" was formed? A) 1920. B) 1922. C) 1923. D) 1921. Show Answer Correct Answer: C) 1923. 30. Name the mobile banking app of Kotak Mahindra Bank (KMB) launched primarily for "un-banked" regions? A) Kotak Bharat. B) Indian Kotak. C) Bharat. D) Kotak India. Show Answer Correct Answer: A) Kotak Bharat. ← PreviousNext →Related QuizzesFinance QuizzesBanking Awareness And Sebi Quiz 1Banking Awareness And Sebi Quiz 2Banking Awareness And Sebi Quiz 3Banking Awareness And Sebi Quiz 4Banking Awareness And Sebi Quiz 5Banking Awareness And Sebi Quiz 6Banking Awareness And Sebi Quiz 7Banking Awareness And Sebi Quiz 8Banking Awareness And Sebi Quiz 9 🏠 Back to Homepage 📘 Download PDF Books 📕 Premium PDF Books