This quiz works best with JavaScript enabled. Home > Finance > Management > Financial Management > Financial Management – Quiz 39 🏠 Homepage 📘 Download PDF Books 📕 Premium PDF Books Financial Management Quiz 39 (30 MCQs) Quiz Instructions Select an option to see the correct answer instantly. 1. The main services banks provide is ..... money in bank accounts. A) Storing. B) Shaving. C) Spending. D) Sorting. Show Answer Correct Answer: A) Storing. 2. What are the advantages of investing in gold? A) Gold is easy to resell. B) The value of gold tends to be stable. C) Gold does not require financial planning. D) Gold does not require special care. Show Answer Correct Answer: B) The value of gold tends to be stable. 3. Which of the above factors helps to determine the capital structure of a firm A) Government policies. B) Degree of control. C) Cost of capital. D) All of the above. Show Answer Correct Answer: D) All of the above. 4. Main objective is to keep down ..... in inventories A) Capital investment. B) Excessive carrying cost. C) Risk of liquidity. D) None of above. Show Answer Correct Answer: A) Capital investment. 5. Based on the tips presented, what is not included in how to manage debt? A) Using credit cards excessively. B) Create a budget for each need. C) Looking for cheaper financing alternatives. D) Set payment priorities. Show Answer Correct Answer: A) Using credit cards excessively. 6. Through them we can extract an analysis and in line with others, analyze the economic evolution. A) Profit maximization. B) Financial Planning. C) Monetary Politics. D) Economic indicators. Show Answer Correct Answer: D) Economic indicators. 7. Items you buy:tangible object that satisfies wants A) Goods. B) Wants. C) Service. D) Needs. Show Answer Correct Answer: A) Goods. 8. The last step in financial planning process is: A) Set SMART goals. B) Gather data. C) Monitoring of plan. D) Implementation of plan. Show Answer Correct Answer: C) Monitoring of plan. 9. Nancy made 600 widgets in 8 hours, what is her production rate? A) 60. B) 80. C) 75. D) 70. Show Answer Correct Answer: C) 75. 10. Which of the following is not types of finance? A) Public. B) Personal. C) Corporate. D) Government. Show Answer Correct Answer: D) Government. 11. Below are examples of non-profit organization, except A) Malaysian Nature Society. B) MEANING. C) Permodalan Nasional Berhad. D) Mercy Malaysia. Show Answer Correct Answer: C) Permodalan Nasional Berhad. 12. Nominal interest rates are the sum of two major components. These components are ..... A) The real interest rate and expected inflation. B) The risk-free rate and expected inflation. C) The real interest rate and default premium. D) The real interest rate and the T-bill rate. Show Answer Correct Answer: A) The real interest rate and expected inflation. 13. Intermediaries that channel the savings of individuals, businesses, and government into loans of investment. A) Public Offering. B) Private Placements. C) Financial Market. D) Financial Institutions. Show Answer Correct Answer: D) Financial Institutions. 14. An example of open credit is A) A student loan. B) An auto loan. C) A credit card. D) A debit card. Show Answer Correct Answer: C) A credit card. 15. Owner's Equity determines A) How many suppliers are owed money. B) The outstanding debt a business has. C) The total value (worth) of the business. D) How much money the business has in the bank. Show Answer Correct Answer: C) The total value (worth) of the business. 16. When a company is unable to meet its fixed financial charges it is called ..... A) Financial risk. B) Business risk. Show Answer Correct Answer: A) Financial risk. 17. How do we call the money brought by shareholders? A) Available funds. B) Shareholder Liability. C) Equity. D) Cash. Show Answer Correct Answer: C) Equity. 18. Which financial statement provides an overview of a company's financial position at a specific point in time? A) Statement of retained earnings. B) Cash flow statement. C) Balance sheet. D) Income statement. Show Answer Correct Answer: C) Balance sheet. 19. A share which gives you no right to claim dividends from years with no profit A) Non-cumulative preference share. B) Redeemable Preference Share. C) Cumulative preference share. D) Irredeemable preference Share. Show Answer Correct Answer: A) Non-cumulative preference share. 20. Taxpayers may prepare and file their tax returns electronically from all of the following except A) Home. B) Post-office. C) Authorized e-file provider. D) None of above. Show Answer Correct Answer: B) Post-office. 21. Firms always are short of funds. Therefore, raising funds is the most important function of the financial manager. A) FALSE . B) TRUE. Show Answer Correct Answer: A) FALSE . 22. What is research A) Search. B) Again and again. C) Finding hidden facts. D) All of the above. Show Answer Correct Answer: D) All of the above. 23. In the Cash Flow Report there are 3 cash flow categories, namely EXCEPT: A) Cash Flow from Funding. B) Cash Flow from Investments. C) Cash Flow from Operations. D) Cash Flow from Promotions. Show Answer Correct Answer: D) Cash Flow from Promotions. 24. The primary objective of financial management is A) Minimizing risk. B) Maximizing profit. C) Maximizing wealth. D) Minimizing return. Show Answer Correct Answer: C) Maximizing wealth. 25. It measures how often is the turn over of accounts receivable, inventory and long-term assets. A) Liquidity. B) Profitability. C) Asset Utilization. D) Debt Utilization. Show Answer Correct Answer: C) Asset Utilization. 26. Which statement is not accurate in determining the emergency fund A) 50% in low risk investment products. B) Find out the monthly cost of production. C) Know the amount owed. D) 50% in bank savings. Show Answer Correct Answer: C) Know the amount owed. 27. This card is used to buy the item or service now and pay for it later. A) Payroll card. B) Credit Card. C) Prepaid card. D) Debit card. Show Answer Correct Answer: B) Credit Card. 28. Higher dividend per share is associated with A) High earnings, high cash flows, unusable earnings and higher growth opportunities. B) High earnings, high cash flows, stable earnings and high growth opportunities. C) High earnings, high cash flows, stable earnings and lower growth opportunities. D) High earnings, low cash flows, stable earnings and lower growth opportunities. Show Answer Correct Answer: C) High earnings, high cash flows, stable earnings and lower growth opportunities. 29. All of these are warning signs of debt crisis EXCEPT A) Checks bouncing. B) Debt collectors calling. C) Friends and family distancing themselves. D) Denied credit. E) Overspending. Show Answer Correct Answer: C) Friends and family distancing themselves. 30. The restructuring of a farmer should be undertaken if A) The current employees will receive additional stock options to align employees interest. B) The restructuring is expected to increase earning per share next year. C) The restructuring is expected to increase the forms market share power with in the industry. D) The restructuring is expected to create value for shareholders. Show Answer Correct Answer: C) The restructuring is expected to increase the forms market share power with in the industry. ← PreviousNext →Related QuizzesManagement QuizzesFinance QuizzesFinancial Management Quiz 1Financial Management Quiz 2Financial Management Quiz 3Financial Management Quiz 4Financial Management Quiz 5Financial Management Quiz 6Financial Management Quiz 7Financial Management Quiz 8 🏠 Back to Homepage 📘 Download PDF Books 📕 Premium PDF Books