This quiz works best with JavaScript enabled. Home > Finance > Management > Financial Management > Financial Management – Quiz 44 🏠 Homepage 📘 Download PDF Books 📕 Premium PDF Books Financial Management Quiz 44 (30 MCQs) Quiz Instructions Select an option to see the correct answer instantly. 1. These are sanctioned for the period varying between 1 and 5 years. A) Short term loans. B) Medium term loans. C) Long term loans. D) None of above. Show Answer Correct Answer: B) Medium term loans. 2. 'if you want higher return there should be higher risk on your hand and vice versa' merupakan prinsip keuangan? A) Risk Return Trade Off. B) Risk Aversion. C) Signaling. D) Incremental Benefit. Show Answer Correct Answer: A) Risk Return Trade Off. 3. The followings are elements of the financial management except A) Debts and savings. B) Purification of property. C) Savings, investmensts and protections. D) Budget. Show Answer Correct Answer: D) Budget. 4. What are the benefits of financial management training for individuals? A) It helps to increase self-confidence. B) It provides people with a better understanding of investment concepts. C) It helps to understand how to make wise decisions with money. D) It enhances digital literacy. Show Answer Correct Answer: C) It helps to understand how to make wise decisions with money. 5. What is an example of non-depository Institution? A) Pawn shops. B) Credit Unions. C) Saving Bank. D) Commercial Banks. Show Answer Correct Answer: A) Pawn shops. 6. Banks that are financial intermediaries generate earnings when they facilitate the transfer of money from savers to borrowers by paying savers a smaller return than they demand from borrowers. A) True. B) False. Show Answer Correct Answer: A) True. 7. Financial decisions involves A) Investment, financing and dividend decisions. B) Investment, financing, and sales decisons. C) Financing, dividend and cash decisions. D) None of above. Show Answer Correct Answer: A) Investment, financing and dividend decisions. 8. What document gives the right to make financial decisions, on someone else's behalf A) Living Trust. B) Will. C) Power of Attorney. D) Probate. E) Medical Directive. Show Answer Correct Answer: C) Power of Attorney. 9. What is the purpose of financial forecasting for a company? A) Setting employee salaries. B) Predicting customer demand. C) Planning for capital expenditures. D) Analyzing competitor strategies. Show Answer Correct Answer: C) Planning for capital expenditures. 10. While designing a capital structure a finance manager should choose a pattern of capital which- A) Minimizes cost of capital. B) Maximizes the owner's return. C) Maximizes the cost of capital and minimizes the owner's return. D) Both (A) and (B). Show Answer Correct Answer: D) Both (A) and (B). 11. Your company just sold a product with the following payment plan:$ 50, 000 today, $ 25, 000 next year, and $ 10, 000 the following year. If your firm places the payments into an account earning 10% per year, how much money will be in the account after collecting the last payment? A) $ 99, 000. B) $ 98, 500. C) $ 98, 000. D) $ 85, 000. Show Answer Correct Answer: C) $ 98, 000. 12. A company's Total Debt-to-Total Assets ratio is an indicator of: A) The company's profitability. B) The company's market share. C) The company's solvency. D) The company's liquidity. Show Answer Correct Answer: C) The company's solvency. 13. The concept which makes sure the availability of right amount of finance at the right time is called A) (b) Capital Structure. B) (a) Financial Planning. C) C) Working Capital. D) (d) Fixed Capital. Show Answer Correct Answer: B) (a) Financial Planning. 14. The treasurer oversees the accounting activities of the firm. A) FALSE . B) TRUE. Show Answer Correct Answer: A) FALSE . 15. Which of the following is the wrong key component in SMART financial goals? Which component of the SMART financial goal is wrong? A) S-Specific / Spesifik. B) A-Attainable. C) R-Review. D) M-Measureable / Can be measured. E) T-Time-bound. Show Answer Correct Answer: C) R-Review. 16. Which statement is not basic financial report? A) Balance Sheet. B) Outcome statement. C) Cash flow statement. D) Income statement. Show Answer Correct Answer: B) Outcome statement. 17. Is a sequence of price plotted over a specified time frame A) Price structure. B) Price area. C) Price chart. D) None of these. Show Answer Correct Answer: C) Price chart. 18. Leaving money in your savings account without withdrawing any for several years to make more money describes which factor. A) Time. B) Money. C) Interest Rate. D) None of above. Show Answer Correct Answer: A) Time. 19. What do you call someone who lends money? A) Debenture. B) Creditor. C) Borrower. D) None of above. Show Answer Correct Answer: B) Creditor. 20. Retained earnings are effected by A) Investment Decision. B) Dividend Decision. C) Capital structure. D) Financing Decision. Show Answer Correct Answer: B) Dividend Decision. 21. Extended payment granted by the seller refers to? A) Unsecured bank loan. B) Promissory notes. C) Commercial paper. D) Trade credit. Show Answer Correct Answer: D) Trade credit. 22. Which of the following statements about NPV and IRR is accurate? A) Two NPV calculations are needed to estimate the IRR using linear interpolation. B) The graphical approach to IRR is only an estimate; linear interpolation using the formula is required for a precise answer. C) The IRR is unique. D) An IRR graph with NPV on the 'Y' axis and discount rate on the 'X' axis will have a negative slope. Show Answer Correct Answer: A) Two NPV calculations are needed to estimate the IRR using linear interpolation. 23. The Federal Reserve is run by the Board of ..... A) Presidents. B) Governors. C) Principals. D) Teachers. Show Answer Correct Answer: B) Governors. 24. Your university is running a special offer on tuition. This year's tuition cost is $ 18, 000. Next year's tuition cost is scheduled to be $ 19, 080. The university offers to discount next year's tuition at a rate of 6% if you agree to pay both years' tuition in full today. How much is the total tuition bill today if you take the offer? A) $ 36, 080. B) $ 28, 000. C) $ 36, 981. D) $ 36, 000. Show Answer Correct Answer: D) $ 36, 000. 25. Which of the following is not a financial goal? A) Buying a vacumm cleaner. B) Genting promotion. C) Chlid's education fund. D) Paying down payment for house. Show Answer Correct Answer: B) Genting promotion. 26. The activity yield Profit or Financial Gain A) Benefit. B) Loss. C) Re-investment. D) Profitability. Show Answer Correct Answer: D) Profitability. 27. ..... represent the cost that shareholders bear due to managers' pursuit of their own interests A) Shareholder. B) Stakeholder. C) Agency problem. D) Expenses. Show Answer Correct Answer: C) Agency problem. 28. An example of a financial institution is: A) A department store. B) A bank. C) A credit union. D) A bank and a credit union. Show Answer Correct Answer: D) A bank and a credit union. 29. What are the 2 corporations that the reporters mentioned as an example in the Hamada Equation? A) Converge and Jollibee. B) Orange Brutus and Converge. C) Jollibee and Orange Brutus. D) McDonald's and Jollibee. Show Answer Correct Answer: C) Jollibee and Orange Brutus. 30. NI and NOI approach of capital structure is suggested by A) F. W. Taylor. B) Marshall Edgeworth. C) David Durand. D) Fisher. Show Answer Correct Answer: C) David Durand. ← PreviousNext →Related QuizzesManagement QuizzesFinance QuizzesFinancial Management Quiz 1Financial Management Quiz 2Financial Management Quiz 3Financial Management Quiz 4Financial Management Quiz 5Financial Management Quiz 6Financial Management Quiz 7Financial Management Quiz 8 🏠 Back to Homepage 📘 Download PDF Books 📕 Premium PDF Books