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Personal Finance Quiz 136 (20 MCQs)

Quiz Instructions

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1. Which animal represents a market that is doing well?
2. A ..... is a buy-now, pay-now payment option that is linked to a checking account.
3. The longer the loan term the less total interest you pay.
4. Billy wants to buy a drink and three packs of gum. Which form of payment would be the smartest?
5. A deposit account that pays interest on deposits, allows withdrawals and transfers with an ATM card, does not offer the option of bill payment or purchases, and may have a minimum deposit requirement is called
6. What do you call a charge a bank applies to your account for going below the minimum allowed balance?
7. Income less taxes =
8. The process of defining goals, developing a plan to achieve them, and putting the plan into action is
9. In the 6 financial jar rule, what percentage of the total income does the essential needs jar account for?
10. Sophia is shopping with her mom in November and deciding on what to purchase. Which is an example of a need?
11. What is the rate of return if a $ 122 investment becomes $ 208 in a year?
12. Payment for a wrong or loss
13. The process of managing to achieve personal academic satisfaction.
14. People who over-spend their budget regularly, risk getting 'in the black' sooner or later.
15. Expenses that are essential for you to be able to live and function
16. Renting a house is more of an investment than buying one.
17. What are some expenses related to utilities?
18. Work for a person, organization, or government, where some sort of task is accomplished
19. The study of how a society manages all of its resources to produce and distribute goods and services.
20. , IRA, and Roth IRA are all examples of a ..... account
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